Silicon Valley Bank, now a division of First Citizens Bank, provided a $145 million credit facility to Settle, a San Francisco-based cashflow management platform provider.

The company intends to use the funds to expand its customer base and develop its financing products to strengthen e-commerce and consumer brands.

Settle, led by CEO and Founder Alek Koenig, offers a suite of cashflow-management products, such as bill pay, invoice monitoring, and accounts payable management, that are targeted to assist e-commerce firms in managing their finances.

“Approximately 80% of small businesses fail because of cash-flow issues,” said Koenig. “From day one, we have been laser focused on helping e-commerce and consumer brands meet their inventory demands by giving them the tools and support to manage cash-flow and obtain access to financing.”

The new financing comes on top of a $280 million revolving credit facility from Citibank and Atalaya that Settle secured last year, according to Forbes.

Settle has also raised $100 million in equity financing from Ribbit Capital, Kleiner Perkins, Caffeinated Capital, Stripes, Better Tomorrow Ventures, Founders Fund, SciFi Ventures, Citi Ventures and Activant Capital.