Atlas Real Estate Partners has launched A4 Credit Partners (A4CP), a dedicated private lending platform focused on originating small-balance first mortgage loans. The platform is targeting a $150 million fundraise to build a diversified portfolio of short-term, asset-backed loans, primarily under $4 million. A4CP will focus on high-demand East Coast markets and select Sunbelt geographies, with an emphasis on residential transition and renovation financing.

A4CP’s strategy centers on short-duration first mortgage loans, including fix-and-flip financing, designed to generate attractive, risk-adjusted returns while offering investors a liquidity feature and quarterly cash distributions.

“The launch of A4 Credit Partners marks a significant expansion into a niche lending market that is increasingly underserved,” said Arvind Chary, Managing Partner & Co-Founder of Atlas Real Estate Partners and Co-Founder of A4CP. “We see an opportunity to deliver strong yield to investors through quarterly cash distributions, while providing borrowers with efficient, reliable access to capital for residential transitions and renovations, historically provided by hard money lenders.”

The new platform is led by founders Alex Foster, Chary, Nick Marcello, and Ben Weber. Atlas manages approximately $1.8 billion in assets.